Financing Options
Shop Pay Installments
Flexible payment options with 0% interest
4 Interest-Free Biweekly Payments
Split your purchase into 4 equal payments with 0% APR. Pay one installment at checkout, then the remaining three payments are automatically charged to your payment method every two weeks.
- No interest charges
- Automatic biweekly payments
- First payment due at checkout
- Remaining payments every 2 weeks
Monthly Installment Plans
Choose from flexible monthly payment plans with APR rates ranging from 0% to 31.99% based on your creditworthiness and selected plan duration.
- Multiple plan durations available
- Competitive APR rates (0-31.99%)
- Instant approval decision
- Flexible terms to fit your budget
How It Works
- At Checkout: Select Shop Pay as your payment method
- Choose Your Plan: Select from 4 interest-free biweekly payments or monthly installment options
- First Payment: Complete your first payment at checkout
- Automatic Payments: Remaining payments are automatically charged on your scheduled dates
- Manage Easily: Track and manage your payments through the Shop app
Financing Available
Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
We provide easy and affordable financing through our partner, PayPlan by RBC™, so you can pay for your purchase over time.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Check your rate in seconds
without leaving our site
Questions? Check the PayPlan by RBC™ FAQs. TM Trademark of Royal Bank of Canada. Used under licence.